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Thoughts on the U.S Bank Cash+ Visa Card?
Main Post:
So I’ve been looking for a cash back card to finish off my CC set-up, and I wanted that cash back card to maximize value on entertainment-style categories.
Per my last post, I felt capital one savor1 was perfect, but I sadly got declined and offered a version with no SUB and a small credit limit.
I’ve been researching to find a card that’ll help me maximize my purchases on movie tickets/sporting events/streaming/amusement parks. This broad category is a huge portion of my rec spending, and my chase sapphire reserve and Amex gold don’t touch these categories for bonuses.
I’d much rather earn 2-5% cash back on entertainment purchases than get 1x rewards on chase or Amex, or 1x miles on my Citi card.
This US Bank Cash + card piqued my interest.
- the SUB is decent ($200 back on 1k spent first 4 months)
- I can choose two categories to get 5% cash back up to 2k each quarter. These categories include: Movie theatres and streaming. These would almost certainly be the 2 I choose.
Sadly one of my biggest expenses in entertainment is sporting events, but there is no category for that, which is why I really wanted savor 1. Still, I think this is the better alternative.
What do you guys think? And is there a better card out there to maximize the entertainment side of spending?
Top Comment:
US Bank is more stringent with applications than Capital One. Try looking for an Elan Max Cash provider instead at one of the regional banks